Matthew Bain

With over two decades in the trenches of the world's largest investment banks, I've built everything from high-stakes trading systems to "overly adventurous" Excel workbooks. My current mission? Solving the puzzle of legacy modernization by codifying system architecture, proving that what we plan to build is what actually ships.

When I'm not serving on the FINOS Technical Oversight Committee or leading open-source projects like "Architecture as Code", you can find me in London, losing patience with my sons' dog Lyra or cycling up hills.

Featured

• Idea to Production on Free Tiers: I Let an Agent Run My Stack (Without Building a Zombie)

  29 Jun, 2026

  A family trip planner went from a Claude Design mock-up to a live, auth-gated, RLS-secured app, built and operated end-to-end by an AI agent across Vercel, Supabase and Google Cloud, entirely on free tiers. Here's why the discipline mattered more than the speed.

• The "Vibe-Coded" Utopia is Just Another Zombie Diagram

  2 Mar, 2026

  Why the AI-generated enterprise software, built rapidly and without rigorous structural foundations, is destined to become the ultimate Zombie Architecture.

• The Citrini Scenario: Why the AI Threat Doesn't Need to Compile to Crash the Market

  27 Feb, 2026

  Why the AI threat doesn't need to compile to crash the market. The macro-economic implications of agentic coding.